So what is it that we can do to assure the removal of Obama from office? We need to do several things to get it done.

We need to get the truth out without getting personal. When people discuss politics, most times it will get personal. Politics has a way of doing that even with the closest of friends. Stick to the facts, don’t let the other person turn the conversation into a name-calling type of discussion. Sticking to the facts will keep it in line. If the liberal, progressive or an independent starts to veer off the topic, just stay the course and the facts.
Talk to people who are not really into politics or don’t follow it. With the way things are with the economy, I doubt you’ll run into anyone like that, but don’t be surprised if you do. Instead ask them questions as to the state of their finances and the immediate world around them. Unless they’re living in a cave, they will see the points your making and see that the present federal government isn’t doing what they need to do for this country.

Ask them about the Constitution. It’s still amazes me to see how many people haven’t read the founding documents of this country. You will see that people will tell you that they’ve read it, but if you question them, you will see their knowledge is limited. Don’t come across as arrogant, it won’t get you too far. people will tune you out if they feel that you are a know-it-all or if you act arrogant. Talk about particular issues currently going on that the government has no constitutional authority to do it. If you happen to run into someone that uses the Constitution to debate you, make sure you don’t let them use the Commerce clause as the end-all to everything in modern times. Remember, the federal government has no authority to force any citizen to buy a product. ObamaCare is unconstitutional. If the person tries to say something in regards to Romneycare in Massachusetts, tell them about the tenth amendment. The States have the right to enact their own universal healthcare, but the federal government doesn’t.

We need to show the Administration’s mistakes. Obama has made so many, that it shouldn’t be difficult for you to point them out without attacking the president or his administration. Obama has made a few, but we need to stick to his staff who has advised him during the past three years. His involvement with the Solyndra scandal is just one of the many he is surrounded by with his administration. What about the Fast and Furious issue which caused the death of Border Patrol Agent Brian Terry? Eric Holder is refusing to admit his incompetence to know what his agency is doing. It’s now gotten to the point that he can’t even come up with any more excuses that he started playing the “Race Card” last week to the review board. If you needed a few more to dicuss, there’s the GM bailout and Light Squared. If that isn’t enough, you can look at this list of Obama scandals to help you on your quest to save America.

To make matters worse, the list of candidates for the GOP nomination is very thin. I don’t see any real candidate saving this country except for Ron Paul who happens to be a Libertarian. That subject is for another time in the coming days. Stay tuned and until then, I hope these pointers will help you when talking to an Obama supporter.

On the last day of session last month, Congress passed raising the debt ceiling by $1.2 Trillion. Five weeks later Obama is now telling them to pass a bill that is one third the cost of the entire increase. When is this going to stop? It won’t as long as Obama is in office. More than ever we need to remove him next year.

As Obama started to talk about the latest bill, The American Jobs Act, he was trying to inspire the crowd. “These men and women grew up with faith in America that hard work and responsibility paid off.”, Obama stated. Unfortunately nearly 50% of Americans don’t feel that way any longer. Forty years of entitlement programs has changed that mentality. He continued, “Our economy will be driven not by Washington, but by our businesses and our workers… but we can help. We can make a difference.”

I can see from the last twenty years how well the free market works when Washington helps. With help like that, please don’t help. According to what Obama said, construction jobs for bridges, roads as well as public schools were pretty much all the ones that would be created from this bill. The last time I checked, construction jobs only count for roughly 20% of the entire work force in this country.
I’m not sure if anyone notice that when Obama was talking about the different jobs and for who it “will” help, the president of the union board, ??? was being shown on the screen. So that pretty much gives me an idea on the kinds of jobs that this bill will help. The union jobs will be the ones to benefit and of course the unions themselves.

With this bill he said that it will help “rebuild America”. Repair decaying roads and bridges. What I would like to know is, isn’t that what he said about the $800 billion stimulus bill? We been rebuilding America’s roads for the last fifty years according to out past presidents and Congress members. When are we going to be finished? He mentioned a bridge that connects Kentucky and Ohio, which is a major trucking route, is in such dispair, it must be done. Why wasn’t it done two years ago with the stimulus bill?

The line that gave me a good chuckles was, “…everything in this bill will be paid for.” Really? How about this, get the money together before starting any projects and pay for it first. Then I’ll believe that everything in the bill is paid for. After all, the word “paid” means that some gave the money for the service/product.

Why is it that we allow our representative and Senators to disregard what is expected of them to do while serving as a public servant? Why is it that these same politicians will come looking for us to vote them back into office when they know they did a lousy job the last term? It’s because they think they’re doing the right thing for the American people. I say it’s time for them to wake up and realize that they’ve screwed this county for years to come.

As a responsible family man, I’m required to look over my finances and make decisions on what are the priorities in our lives to make it work for us. I take the time to re-evaluate our income and expenses every six months. I do that since I work for myself and things change on both sides of the equation. Some months I make more and other times not. The same goes for the bills. I’m always crunching numbers to see where I can maximize the capitol I have to work with. Too bad Congress and the president can’t do the same.

I recently read an article about how balancing the budget for Washington is much different than for the individual. I say BULL! Washington needs to do the same as all who have to balance their books. Need it be a corporation, an individual or the federal government. In the article, the author states that during a poor economy, Washington will spend more because of programs like unemployment. While that may be true, it still doesn’t explain why in the state of Florida, Workforce Agency of Florida spent $14,000 of tax payers money to buy capes. That’s right superhero capes with a cartoon figure of Dr. Evil Unemployment for the unemployed. You can’t make this crap up. The agency felt that doing this would help them connect with the community better. The unemployment office is not there to better connect with the community, it’s there to help the community get a job.

We now have Obama coming out next week with his new plan to help create jobs. Of course we saw how the last one went…$878 Billion and we now have a higher unemployment rate and a trillion dollars in added debt. The article does say that when the economy is doing good, the federal government should not be running a deficit. Since when has there been a group of politicians that didn’t spend the tax payer’s money like a drunken sailor? It’s unlikely that this bunch of career politicians will do anything positive for the economy and the country as long as they’re in office.
I’ve said it before and I’ll say it again. Vote all of the current politicians out of office the next time they’re up for re-election.

Unfortunately, the Administration suffers from short term memory since only a little more than two years ago, he tried to slow down the foreclosure rate and was totally unsuccessful. His last plan was to help between 4-5 million homeowner keep their homes from foreclosure, but the plan (as of May of this year) only help 810,000 refinance into loans with a lower rate. The refinancing initiative will allow certain borrowers to refinance loans that are backed by the improperly operated Fannie Mae and Freddie Mac. As a side note, both Fannie and Freddie have borrowed over $170 million over the last three years because of poorly run plans.

The Obama Administration is looking to make changes to existing programs aimed to allow borrowers to take advantage of lower mortgage rates, which will also include allowing them to refinance the loan even if they owe much more than the current property’s value. While the idea is expecting to help the borrower to free up cash for other spending to drum up overall business activity, it’s most like not going to do so since many don’t have enough money as it is to do more than they already are.

Either way you look at it, Obama and his cronies are grasping at straws to figure out a way to “fix” the economy. The only true way for the housing market to correct itself is to get the government out of the way and let the market correct on it’s own. While Fannie Mae and Freddie Mac account for nearly 90% of all residential mortgages, their time has come for them to be dissolved. It will take years to work out all the paper work to get all the assets of their books, but it needs to be done. The federal government was never intended to be in the housing market wither as a seller, buyer, loan manager or a landlord.

It’s too bad that Barney Frank is too close to the issue of Fannie and Freddie to make any clear decisions on what the right thing is that needs to be done. His life mate is on the board of directors and he doesn’t know how to run a business either.No matter what the government does, it’s going to affect the housing market in a negative way. As long as they are involved it will continue to be dragged out instead of a some-what quick recovery.

Let’s face it, the federal government is doing what they can to help the financial sector from taking another dive into the abyss and asking for more money from the tax payers.

Jesse Jackson, Maxine Waters and other members of the causus were in Miami Florida this week to rally the troops to put the blame of the economy and other issues on the TEA Party. Earlier this month Maxine Waters said publicly that the TEA Party should go straight to hell. Her comments on Tuesday included her saying, “We have to stand up and fight. It’s fight time…We’re not afraid of the tea party…In this struggle, we have to define who we are, what the president is doing and not let our voices be overshadowed by the tea party.”

Even the State Representative Frederica Wilson (Miami Gardens) has stated that the grassroot movement is “The tea party holds Congress hostage…They have one goal in mind, and that’s to make President Obama a one-term president.”

Ms. Wilson is correct on half of that statement. The part where the TEA Party is trying (along with many Americans) to make sure Obama doesn’t get re-elected.

Jesse Jackson took the stage of the 10 member panel to stoke the fire of the audience. He asked the members to stand if they had a family member in jail, credit card debt as well as a home in foreclosure, a majority of the audience stood up. When asked who voted for Obama, nearly the entire room stood at that point. Mr. Jackson continued to fire up the crowd by his comments of Dr. Martin Luther King. The tea party opposing Obama, Jackson said, should be called the “Fort Sumter Tea Party that sought to maintain states’ rights and slavery.” he continued, “The tea party is a new name on an old game,” he said. “Dr. King fought a ‘tea party’ in Alabama…He had no weapons, but he confronted the tea party.”

This is where I take offense. Dr King was for human rights no matter what the color of the person’s skin is. He fought against racism and inequality towards all people. Dr King didn’t fight against government destruction of the economy or even the government itself. So why would Jackson even use Dr. King is his speech? To insight emotions. The democrats (republicans too) have always used emotions to get the people engaged in taking action. Emotions are what also create the TEA Party too. People being tired of the government not caring about the American person. That is what the TEA party is about, not racism and slavery. The Democrats have been using those two words to describe the group since it first started. They also claim that the group is filled with “terrorists” and “right-wing extremists.

We will never move forward in becoming a single unit of people when influential people like Jackson, Waters and others keep separating us by race, color or sexual orientation. We have to come together as Americans, nothing more and nothing less, if we want to move forward.

Both of these companies have been poorly run and not regulated properly for the past 10-15 years. It’s only in the last three years that all the dirt is being revealed. Barney Frank and Chris Dodd started the ball rolling in 1995 drafting a bill, The Fair Housing Act, later signed by president Clinton. The bill was meant to help lower income families to get a mortgage to buy a home. Unfortunately, the politics of Washington strong-armed the mortgage industry into approving just about anyone who wanted a mortgage, even if they couldn’t even afford the down payment and/or the monthly payments. Of course many of the issues didn’t really kick into high gear until years later when more and more people started to realize how easy it was to get a home without any money down and with low interest rates (for the first 2-3 years). Adjustable rate mortgages (ARM) started to pop-up throughout the United States. All of these factors added to the entire housing market collapse as well as the financial situation with both Fannie and Freddie.

In the last three years, Fannie Mae and Freddie Mac have received over $170 billion and they are no where near getting their heads above water. There is so much leverage within the financial/housing market that it will takes years to correct. Because of that reason, the federal government can not just close the doors on Fannie and Freddie. It would cause major declines in the housing market throughout the country as well as causing the interest rates to skyrocket out of control.

Plans have to be made to start transferring the assets of these two government subsidized programs to the private sector. It’s not something that can be done immediately, it will take 5-7 years to do so, but the idea is to start now so in a few short years America’s housing market will be stable again and more in line to how the mortgage industry needs to be operated.

With private companies running the show, stricter rules will be in place to manage the mortgages as the qualification to getting one. Owning a home should be looked at as a benchmark of a person/family’s success, not as a right to own one because you exist. When the federal government is involved, it becomes more of a political tool to help get a candidate or a particular party into office. Washington has never operated as a business and I doubt they would know how to in the first place.

Last Friday, August 5, 2011, Standard and Poors downgraded the United States credit rating to a “AA+” with a negative outlook. The reason for the outlook assumption is the fact that Washington along with Obama have lead this country into a complete and total spending frenzy and when it came time to handle the debt ceiling issue, Congress and the president acted like a bunch of school kids fighting over issues that really didn’t do anything for the deficit. This wording by politicians for planning “cuts” is a joke. In essence what they want to do is to cut spending on future projects, which is fiscally wrong since it does nothing for the spending that is already going on.

Obama finally gave a press speech today (two days after the S&P report), in regards to the downgrade by S&P. His entire speech was nothing but another campaign style speech where he was vague and not direct with a response to the situation. He first wants to make a foolish comment about Warren Buffet and how America will always be a “AAA” rated country. His approach to the issue seems to be more relaxed and carefree to what needs to be done. He didn’t mention anything about his failed policies or the fact that his plans have been nothing but a way to spend tax payer’s money.

Standard and Poors stated it clearly that if the United States doesn’t get a grip on the spending habits and reduce the deficit by a considerable amount, they see themselves (S&P) downgrading the U.S. again within the next two years.
So what does Obama say in his first speech since the downgrade? He talks about future cuts and tax reform and Medicare reform. His comment alone about raising taxes on those who should “pay their fair share”, shows this man has no clue on how to run a lemonade stand, let alone the leading country in the free world. His next comment spoke about reducing taxes for “those that need it” to help stimulate the economy. Real economic stimulation comes from the free market and job growth. Without it, we will slowing diminish into a second rate country.

This country will never get back it’s AAA rating as long as we have politicians in Washington that clearly don’t know how to make a business run efficiently and profitably. As it is, Obama was asked to remove Timothy Geithner as the Secretary of the Treasury and instead, Obama begged Geithner to stay on his administration. How can you be so blind to see that the Treasury Secretary doesn’t have a clue as to what’s happening. He used to be on the board of the New York Federal Reserve and supposedly knows all about ratings and how Wall Street works. In April, Geithner stated that a downgrade is not in America’s future and that the country will retain it’s AAA rating from all three rating agencies. So where is the man’s knowledge and talent when this country needs the right man in the Treasury? Obama doesn’t know what to do, Geithner doesn’t know what to do and the people that Obama has put in his administration don’t have a clue either. If I didn’t know any better, I would think that this is the objective of president Obama to destroy the United States as this world has known it and transform it into something of his own choice. Oh wait, isn’t that what he said he was going to do when he was on the campaign trail? Then again, from listening to his speeches, I don’t think he ever got off the campaign trail in the first place.

That’s right, you are. If you’re like me, you’re the type that looks at the bill each month to be fully aware of what I’m being charged for. On our monthly bill, there is a charge from the federal government. For each cell phone provider, it’s written different. My company lists it under government fees and taxes. An extra 3% is added to my bill each month. These charges help pay for these free phones. The programs, Assurance Wireless and SafeLink Wireless, are federal government programs to provide free phones to the lower income families.

So how do you qualify for this program? If you are already on some sort of entitlement program, you pretty much qualify. Depending on what state you live in will decide the details of the program.
In the state I live in, Florida, here’s the basics to qualifying:

If you’re on any one (or a combination) of these programs, you qualify.
. Medicaid
. Food Stamps/SNAP
. Supplemental Security Income (SSI)
. Temporary Cash Assistance

. Bureau of Indian Affairs Programs (BIA)
. Federal Public Housing Assistance (FPHA) or Section 8
. Low Income Home Energy Assistance Program (LIHEAP)
. National School Lunch Program’s Free Lunch Program

The way we read it, this Safelink Wireless program gives you a free cell phone, free monthly service, and free minutes. You qualify even if you make 35% more than the designated “poverty” level or if you’re already getting additional freebies from the government. And we see nothing that indicates you have to be a legal resident of the United States to qualify.

How much more is it going to continue? As it is right now, $1 trillion of the national budget is slated for low-income assistance. I understand that there are people who are in dire straits because of the current (and for some time to come) economic situation, but this is going a little too far now. As we’ve seen in the last week, our country is already having difficulties paying for the programs it has in place. The federal government has gone too far over the last twenty years and if we don’t stop it, it will get worse.

As it is, many Americans are starting to think that the government owes them something just for the simple fact of existing. Why is that? Because the federal government has given the American people that feeling that it’s what they are there for. The federal government has made it where many people have no idea of what the federal government authorities actually are. Americans no longer seem to care about what the government does as long as they’re getting something for free.

These types of programs do nothing but weaken the country as a whole and damages the natural flow of the free market. When will people realize that once the government gets involved with any industry and starts to subsidize any part of it, the products that come out of the industry has gone up for their customers. Doing this is going to do nothing but push the price of service up even more. Each phone that is connected, the phone provider is paid $10 per customer. My own bill’s basic service is $49.95 a month. So how is the company making money off of the program? They charge the individual customer $49.95 for basic service along with the government fees and federal universal charges to make up for the lost.

Until we as Americans stand up to the politicians and their way of doing business, we will continue to deal with programs like this one. Like the old saying goes…”Nothing is forever except for government programs.
These are the things that need to be cut in the budget, I know damn well the Social security and Medicare are just scare tactic tools that politicians use to confuse most Americans.

The whole idea (according to Obama) of getting the debt ceiling raised was to stop the country from defaulting on it’s loans as well as creating more jobs in this country. I find that hard to believe since one of the first things he did when he was sworn into office was to get an almost $1 trillion stimulus bill passed to do the same thing. Yes I know he tells us that the stimulus bill created or saved two million jobs. Analysts have looked into the facts of jobs created from the stimulus and it’s way lower than what the Obama administration has been reporting.

As you can see the stimulus and anything else that the administration is doing hasn’t created any jobs or even turn this economy around. It’s been reported that economic growth in America for the first half of the year (2011) is a staggering less than 1%. So how is giving the federal government any more money going to help?

The federal Reserve is now thinking of what they can do to stimulate the economy and get the country back on it’s feet. All I have to say about that is they are part of the reason why we’re in this mess. Manipulating the currency and controlling inflation artificially for the last hundred years hasn’t helped, so where should we think they’ll do anything now in the best interest of America. Chairman Ben Bernanke has touch base on starting a third round of bond purchases. The federal Reserve can also cut the interest rate for banks that hold excessive reserves as well as pledging to hold its assets at a record high and interest rates at record lows for a longer period, Bernanke stated.

As a nation, the only way we can create jobs and to get the economy moving again is to stop Washington from continuing has they have for many years. We need to cut back on government spending. When I say cut spending, I don’t mean cut Social Security or Medicare. Those programs are not the main problem. Yes they both have issues within the systems but reform is much different than cutting. Politicians are too concerned for their contributors as well as their own political careers. Doing the right thing in Washington would be political suicide. So if we want to save this country, we must remove each and every one of the politicians within the Beltway. Of course it will take years to do so since not all of them are up for re-election in 2012. If they’ve been in office for two terms, it’s time for them to move out of the way and let someone else try something else, or at least improve some of the current policies. Once we get Congress and the president to stop their excessive spending and let the markets correct themselves, we will continue to be in the same position.

Economist say that it will probably have little (if any) impact on the economy. The reason for that is, none of the cuts come until 2014. Many economists and the Federal Reserve Chairman Bernanke advised Congress that cutting too much too soon could hurt the weak economy. They also recommended that reduced spending over the long term would help the economy.

According to the deal, discretionary spending would be cut $21 billion next year and $42 billion in 2013. Social Security Medicare and Medicaid will not be touched, as the more “politically aware” knew would happen. It was a scare tactic all along. A political tool that the politicians, both Republicans and Democrats alike, use against the other. What kills me is the fact that these cuts will only add up to about 0.2% of the entire economy’s output for that time period.

The rest of the cuts will come over a period of 10 years (why always 10?). The first phase will reduce spending by $917 billion and the second phase will add another $1.5 trillion which will be decided by a congressional committee. So let’s create another committee to look into something else the government screwed up on.

The politicians we have in Washington are trying to “fix” the problem in which they caused in the first place. Let’s face it, we are going to face the pain one day for the actions of our past. We need to cut the spending now, not over a period of 10 years. Don’t get me wrong, I know it shouldn’t be immediately. No matter what they (politicians) tell us I know the economy is struggling and as for a recovery, the past two years, the federal government has been hindering it from really happening.

I (like many of you) haven’t read this bill/deal/sellout yet, but I’m sure there’s some scary stuff in it. One thing stated in the deal is that if lawmakers fail to reach a deal on the second round of cuts, The Pentagon’s budget will automatically be cut by $500 billion.

All I can say is that this deal made it possible for all of the politicians to pass this issue off once again until after another election. OK, they avoided default, but let’s be for real, the credit agencies can still go ahead and down grade the United States.

Which in turn will cause interest rates to go up for everyone.

That is what the cost will be for the American people. Higher rates in a time when the economy is in the toilet (and will remain for some time), unemployment is at 9.2% (until the July report comes out on Friday) and the financial future of this country is still unknown.